Achieve student loan forgiveness today
Get a free, quick estimate on your student loan relief, then submit it for us to analyze the results. While you wait, one of our expert advisors will contact you to help you achieve student loan forgiveness.
Our Student Debt
Our purpose and our work are to help you find the best option for obtaining a total pardon, or a discount, or to lower the interest rate for your student loans.
Our document preparation and processing takes up to 4 weeks. If the DOE does not enroll you in an Income Driven Program, we offer a 100% refund guarantee.
We will then put together the proposals. They will be processed on your behalf by the loan servicers through the Department of Education.
It considers your occupation, income and family size, and the status of your loans. Our experienced staff will bring these factors into account with the Federal Loan Servicers.
Free Debt Reduction Consultation
*All the estimate values are approximations, so you can understand your student loan situation based on the federal poverty level (FPL)
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We Help Find
The Best Option
Our goal is to find you the best solution to reduce your interest rates on student loans, whether it's a full pardon or a discount.
Receive a free estimate on your student debt relief
The processing of documents can take as long as 4 weeks.
We offer a 100% money-back guarantee if you don't receive the best experience.
How It Works
Receive a Free Consultation
Find out what debt relief options are available to you - without obligation.
Affordable Plans Available
Approve a plan that is personalized using our suite of services
Become Debt Free Fast
You can return to financial stability within 24 months and resume your normal life.
Frequently Asked Questions
Trust is the foundation of all our client relationships. We understand that building trust is essential. Listening more than talking is the first step. Listening effectively helps us identify the goals and concerns of our clients, so we can develop tailored debt relief solutions.
The PSLF program was created to encourage people to enter the public sector by forgiving their remaining Direct Loan balances once they make 120 qualifying payments, while working at a qualifying employer.
We are the best in the business when it comes to customer service. Always act with our clients’ best interests at heart. Student Loan Forgiver takes pride in being the nation’s most respected provider of credit card debt relief services. We are A+-rated with the Better Business Bureau. We’re also proud to be rated the highest by our clients for Debt Consolidation Company. With tens and many of testimonials.
The track record of our company speaks for itself. Thousands of new clients are helped each month to start on their debt relief journey. We’ve also helped thousands of clients settle millions of dollars in student loan debt. We are extremely proud of our leadership in the industry.
We deliver on our promises and deliver them in the best way.
You must be employed full-time by a qualifying employer when you make each of the required 120 qualifying payments on your Direct Loans, and also at the time you apply for loan forgiveness after making the last of those 120 payments, and when you receive loan forgiveness.
No. According to the Internal Revenue Service (IRS), student loan amounts forgiven under PSLF are not considered income for tax purposes. For more information, check with the IRS or a tax advisor.
No income is required to be eligible for PSLF. Since your monthly payment is determined by your income under most qualifying PSLF repayment programs, your income may play a role in determining if you still have a loan balance after 120 qualifying payments.
Consolidation Loans can be obtained by most Federal Education Loan borrowers. They are offered in two forms: Direct Consolidation Loans or Federal Consolidation Loans.
Student Loan Forgiver charges a fee, however the fees are already incorporated into your personal savings account deposit.Our fee is based on performance, not like other programs that offer hardship solutions. Our work is not paid until you are happy with the savings and we have achieved your desired results.
Our fees are determined by the state you live in and your total debt amount (usually between 15-25%). Student Loan Forgiver can save you thousands of dollars compared to what you would have paid in interest on your credit card debts.
Here’s an example of a client from a recent program.
Dylan came to USA Student Debt Relief with a total of $22,800 in student loan debt. He was paying just over $1020/month. She had recently switched to a fixed-income and was focused on reducing her payment and eliminating the debt. He decided to pay $362/month for a period of approximately 48 months (4 year) in order to be debt-free.
All fees included, Dylan’s debt could be settled for $17,300, instead of the estimated $63,434 using minimum payments.
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