Terms & Conditions
USA Student Debt Relief
NOTICE: Please take a moment to read the following terms and conditions, as they are legally binding. By using, visiting or viewing this website, or by purchasing any product, service, course, or program from us, we agree to these Terms and Conditions, as well as our Privacy Policy and Disclaimer.
USA Student Debt Relief®, which is operated by Start Connecting LLC (“Company”, “we”, “us”, or “our”) provides visitors information on www.usastudentdebtrelief.com (“website”) subject to the following terms and conditions (“Terms and Conditions”). The term “you” refers to any visitor, viewer or user of the website and/or any user of any free or paid program, product, course or service of the Company (each, a “Product”).
The Terms of Service (the “Terms”) are a legally binding agreement between USA Student Debt Relief (“Company,” “we,” or “us”) and you, who is accessing USAstudentdebtrelief.com or registering or using our services. (“Customer,” you,” or “your”)
The Terms will take effect as soon as you accept them, or when you access or use the Services. (the “Effective Date”).
By clicking on the Accept Terms button or using the Services, you acknowledge and confirm that you understand the Terms. You also represent and warrant you have the power and authority to enter the Terms.
You may not use or access the Services if you do not accept these Terms.
These Terms of Use CONTAIN A MANDATORY CLASS ACTION WAIVER. It affects your legal rights. Please read it carefully.
Services.
- Services. Services. We provide an interactive service that helps you to determine repayment and forgiveness options for your student loans. You can also make payments to reduce your student loan debt (Round-Ups), receive rewards based on purchases (“Rewards Programs”), and access other products and services through our mobile apps, cloud-based solutions, and website. Third-party services and products are used to provide our Services. These Third-Party Services may be subject to separate terms and conditions that are presented to you by these Terms, the Privacy Policy, in the Services or via a website link. You must not use any of the Services if you are not willing to adhere to the terms and conditions for such Third-Party Products
Customer Responsibilities
- Customer Data. You grant Company a royalty-free non-exclusive license worldwide to reproduce, display, distribute and use information, data and other content (including Your Content, as defined below), that has been submitted, posted or otherwise transmitted through the Services by or on behalf Customer (” Customer Data“). This license includes all actions necessary to enable Company to provide you with the Services. You will ensure Customer Data does not violate any policies or terms referenced or incorporated in these Terms or any applicable laws.
Customer Responsibilities
- Customer Data. You grant Company a royalty-free non-exclusive license worldwide to reproduce, display, modify and use Customer Data that is incorporated into the Aggregated Statistic. This license includes Your Content, as defined below, in any format or medium. You will ensure Customer Data does not violate any policies or terms referenced or incorporated in these Terms or any applicable laws.
Your Content
- Posting content. You may use our Services to post various types of content, including text, images, listings, reviews, comments and audio or video. You are responsible for all Your Content. You represent that your Content is free of infringement or violation by third parties. We will take the appropriate action if we believe that Your Content infringes on another’s intellectual property, or if we have reason to suspect it does. This may include disabling your access to it or terminating the account. You agree not to post any content which is abusive, threatening or defamatory or vulgar or offensive in any way. You agree to refrain from posting any content which is misleading, false or fraudulent.
- License Grant. By posting Your content, you grant to the Company an irrevocable perpetual, non-exclusive worldwide license that is royalty-free and sub-licensable. This license allows it to use, display, edit, modify, reproduce, distribute, store Your Content as well as create derivative works. This allows us the ability to offer our Services and promote them in general in all formats and channels. You agree to waive any moral or publicity rights you may have against us if we use Your Content. You agree to allow us to use Your content in accordance with this license, if it contains personal information.
Customer Acknowledgements.
- Customers acknowledge and agree that Company will not (i) process payments between you and the Servicer (for clarity’s sake, we do not take possession of funds); (ii), set the terms for any payment transactions made between you and the Servicer; (iii), have or assume liability with respect to your transactions with the Servicers including, but not limited to, returns, refunds or charge-backs initiated by you or us, or any other fees or disputes. (iv) be liable in connection with any transactions
Representations and warranties. You warrant and represent that:
- You are the only owner of the Payment Account, and you have the right to authorise the Company to charge the Funding Account to pay for any payments that you initiate by using the Services;
- You will only use this service to send payment on your behalf.
- All information you provide us, including without limitation Customer Data, is accurate and true;
- You have the right and authority to grant us licenses as specified in the Terms.
- The Company will not use any Customer Data that violates any intellectual property rights of anyone, including copyrights or trademarks. Trade secrets, privacy rights, or publicity rights.
Access and Use
- Provision of Access. Company grants you, subject to your compliance with these Terms and the conditions therein, a limited, revocable right to use and access the Services for non-commercial uses only during the Term, in accordance with their terms and conditions. The Services may include or require the use of software that can be downloaded, such as our application for mobile devices. The Company grants a limited, nontransferable right to use the downloadable software that we provide in conjunction with our Services.
Representations and warranties. You warrant and represent that:
- You are the only owner of the Payment Account, and you have the right to authorize the Company to charge the Funding Account to pay for any payments that you initiate by using the Services;
- You will only use this service to send payment on your behalf.
- All information you provide us, including without limitation Customer Data, is accurate and true;
- You have the right and authority to grant us licenses as specified in the Terms.
- The Company will not use any Customer Data that violates any intellectual property rights of anyone, including copyrights or trademarks. Trade secrets, privacy rights, or publicity rights.
Service Levels and Support: Company will use reasonable commercial efforts to provide the Services, subject to these Terms.
Use of Payment Card, Payment Accounts and Transaction Data
- Account Linking. Some of our services require that you link your USA Student Debt Relief Account with your financial accounts. To use Round-Ups to reduce your student debt, you will need to link your payment account (your “PaymentAccount”), and at least one credit or debit card for your spending accounts (“PaymentCard”). You must link at least one payment card to participate in the Rewards Program. USA Student Debt Relief will transfer any rewards that you earn directly back to your loan provider. You authorize us to send information about the Payment Card you have linked to the Services to the Payment Card Network associated with that Payment Card (the “Payment Card Network”) in order to confirm your enrollment. MasterCard and Visa are examples of payment card networks.
Our Third-Party providers are responsible for linking your Payment Card and Payment Account as well as transferring money to your Student Loan Servicer.
Description of Services
USA Student Debt Relief’ network of Web sites provides access to many resources including consumer news, recalls, consumer comments, complaints, self-help and directories of other resources (collectively, “Services”) These services are all subject to these Terms of Use. USA Student Debt Relief has the sole right to terminate or block access to Services if you violate these Terms of Service.
MEMBER ACCOUNTS, PASSWORDS, AND SECURITY
You must register if you want to use any of our Services. Please provide us with accurate, current and complete information, as indicated on the appropriate registration form. You may be asked to select a password or a user name. You are responsible for the security of your account and password. You are also responsible for all actions that take place under your account.
Use of Services
You may find bulletin boards, communities, comment forms, rating forms, and other communication tools that allow you to interact with others (the “Communication Services”) on the Services. You agree to only use the Communication Services to send, receive and post messages and materials that are appropriate and, where applicable, relevant to the specific Communication Service.
You agree to refrain from:
- You must be at least 16 years old to use this website.
- Use the Communication Services to send surveys, contests or other duplicative, unsolicited or commercial messages.
- Defame, abuse others, harass them, stalk them, threaten to harm or violate their legal rights.
- Post, upload, disseminate or publish any topic, name or image that is inappropriate, profane or defamatory. It can also be obscene or indecent.
- False, dishonest or inaccurate statements are not acceptable.
- You may not use any images, photographs, materials, or information made available by the Services that violates copyright, trademarks, trade secrets, or any other proprietary rights of any third party.
- Harvest or collect information on others including email addresses.
- Violate all applicable laws and regulations.
- Create a false alias to mislead others.
- You can submit video reviews by:
- Record the video with people in the background
- Show any products or services you have not reviewed
- While recording, play music in the background
- Include any content that is protected by copyright, such as music, images and logos.
- If you do not follow the guidelines above, your Video Review may not be published on our USA Student Debt Relief Website.
- USA Student Debt Relief has the right to terminate access to all or part of the Communication Services without prior notice at any time. USA Student Debt Relief retains the right to disclose information at any time as USA Student Debt Relief determines is necessary to comply with any applicable law or regulation, legal process, or governmental request. USA Student Debt Relief also reserves the rights to edit, refuse posting, or remove any materials or information in its sole discretion.
By posting, uploading or inputting any submission (“Posting”) of any type, you grant USA Student Debt Relief.com and its affiliated companies, as well as any necessary sublicensees, a perpetual, irrevocable and royalty-free right to use the Submission in connection to the operation of their Internet business (including without limitation all USA Student Debt Relief’ Services), which includes, without limitations, the license rights: to copy, distribute and transmit your Submission, to publicly display and perform it, to reproduce, to edit, to
As provided in this document, no compensation will be paid for the use of any Submission. USAStudentDebtRelief.com has no obligation to use or post any Submissions you provide. USA Student Debt Relief.com can remove any Submissions at any time, in its sole discretion.
By posting a Submission, you warrant and represent you own all rights to the Submission, as described in the Terms of Use, including all rights required for you to upload, provide, submit, or post the Submissions. You warrant that all information in the Submission, to your best knowledge, is true and accurate.
Copyright Infringement
- If you believe that the content of this Website violates your copyright or the copyrights of another party, please notify our Copyright Agent in accordance with the Copyright Protection Laws applicable to the jurisdiction where the defendant is located. Please provide the following information.
- A signature, either electronic or physical, of a person who is authorized to act for the owner of a copyright.
- You must provide a description of the work you believe to be infringed upon.
- You must provide the URL of the site that contains the content you believe to be infringing.
- You can email your address and phone number.
- You must state that you believe in good faith that the use in dispute is not authorized by either the copyright owner or its agent, nor by the law.
- You must make a statement under penalty of perjury that the information you have provided in your notice is correct and that you own the copyright or are authorized to act for the owner.
Our Copyright Agent can be reached By email: info@USAstudentdebtrelief.com
AUTOMATED CALLS, TEXT MESSAGE AND DIRECT MAIL
Program Description: USA Student Debt Relief offers a matching service, whereby a consumer can provide information to be matched with the service or product they desire. USA Student Debt Relief may contact you as part of the service if you provide information and request a match on the USA Student Debt Relief website.
Consent
When you provide your information on the USA Student Debt Relief Website, you consent to be contacted via automated text message, automatic telephone dialing system, or by artificial/prerecorded message at the telephone number you provide, and/or by receiving email at the email address you provide and/or direct mail from USA Student Debt Relief or the brand with which you have been matched for the desired product or service.
You consent to receiving automated calls, texts, and/or emails regardless of whether or not you are registered on any Federal DNC (“Do Not Call”) Registry or similar lists or registries. You may be recorded if you give us your contact information, and we call you or if you contact USA Student Debt Relief. This includes but is not limited to, telephone recordings, text messages, emails and call logs.
Opting out
You can revoke consent at any time for us to contact by text, voicemail, or direct mailing. If you no longer wish to receive such communications from USA Student Debt Relief, you may opt out by emailing info@usastudentdebtrelief.com along with the subject line “Opt-Out”. Text STOP to the shortcode from which the message was sent. Your mobile number will receive a confirmation of your opt-out. No further messages will be sent unless you opt back in.
Cost & Carriers
USA Student Debt Relief doesn’t charge for toll-free calls. Depending on your wireless plan, your carrier may charge you for minutes used.
Standard rates for messages and data may apply. Your mobile service provider may change these rates, and you will be responsible for paying them. USA Student Debt Relief.com doesn’t charge a fee to send SMS messages.
These messages may not be viewable or available on all carriers. Participants include T-Mobile (r), Verizon Wireless AT&T Sprint U.S. Cellular (r), MetroPCS Virgin Mobile and Cricket. The mobile carriers are not responsible for messages that have been delayed or cannot be delivered.
Call Masking
You understand that USA Student Debt Relief collects your phone number, as it appears in the form. USA Student Debt Relief does not give your phone number to a third-party. USA Student Debt Relief gives the third party an intermediary number so that they can contact you for any marketing or customer service communications. Please see the example below.
USA Student Debt Relief or you may disable this proxy number after a certain period of time. To disable the proxy number and stop third parties from contacting you, you may opt out by emailing info@usastudentdebtrelief.com along with the subject line “Call Masking Phone Number”.
USA Student Debt Relief receives your information, including the phone number #123. USA Student Debt Relief matches your information with that of a third party, but provides the proxy number #789. When the third party dials 789, it rings your number. Once you decide to stop receiving phone calls, the proxy number will be disconnected and all calls will cease. USA Student Debt Relief also automatically disconnects the proxy number from your number 30 days after the date that you provided your information to USA Student Debt Relief.
Links are provided for informational purposes only.
You can leave USA Student Debt Relief by clicking on hypertext links. USA Student Debt Relief does not accept responsibility for the content of linked sites, for links that may be contained within such linked sites, or for updates, modifications, and changes to such sites. Links are provided as a courtesy and do not represent endorsement of the site by USA Student Debt Relief, nor does the inclusion of a link imply that USA Student Debt Relief endorses its content, policies, or services.
Unsolicited Submissions
USA Student Debt Reliefs will not accept any unsolicited ideas including those for new websites, stories, advertisements, promotions, products, technologies, services or names. Please do not send original creative property or samples. Please do not send any original creative property, samples, demonstrations or auditions.
Privacy Policies. Our Privacy Policy is available at https://www.usastudentdebtrelief.com/privacy and is subject to change as described therein. By using the Services and providing us with information, you acknowledge and accept our Privacy Policies. You also consent to any actions we take in accordance with our Privacy Policies.
Intellectual Property Ownership. Feedback. You and we agree that (a) We own all rights, title and interests, including intellectual property rights in and to Services, and (b), you own all rights, title and interests, including intellectual property rights in and to Customer Data. You or your employees, contractors or agents may send or transmit communications or materials by mail, e-mail, telephone or other means to us suggesting or recommending any changes to the Services including, without limitation, any new features or functionalities relating to them, as well as any comments, questions or suggestions (” Feedback“) to us. We are free to make use of such Feedback, regardless of any obligation or restriction between us and you. All Feedback will be treated non-confidentially. You assign to us, on your behalf and will cause your employees and contractors to assign all rights, title and interests in any ideas, knowhow, concepts or techniques contained in the Feedback. We are free to use them for any purpose, without attribution or compensation.
Disclaimer of Warranty. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, COMPANY AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND THIRD-PARTY PROVIDERS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND THIRD-PARTY PROVIDERS) DO NOT WARRANT THE DATA, CONTENT, ANALYTICS, FEATURES, OR INFORMATION PROVIDED THROUGH THE SERVICES, INCLUDING WITHOUT LIMITATION TRANSACTION DATA OR USER SUBMISSIONS OR OTHER DATA PROVIDED BY OTHER USERS, TO BE UNINTERRUPTED, ACCURATE, USEFUL, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.
LIMITATIONS OF LIABILITY To the fullest extent permitted by law, the total liability, in the aggregate, of Company, Company’s officers, directors, partners, employees, agents, and subconsultants, to Client, and anyone claiming by, through, or under Client for any claims, losses, costs, or damages whatsoever arising out of, resulting from or in any way related to this Agreement from any cause or causes, including but not limited to negligence, professional errors and omissions, strict liability, breach of contract, or breach of warranty, shall not exceed the total compensation received by Company from Client pursuant to this Agreement.
Indemnification. You agree to indemnify and hold harmless us, our affiliates and their employees, officers and directors, as well the Payment Card Networks (and Third-Party Providers) from and against any claims, demands and suits that may arise due to or arising from: (a) the Customer Data that you share via the Services, (b) the use of the Services, (c) the breach or alleged violation of these Terms, (d) the violation of applicable laws, including but not limited, to the infringement of intellectual You agree to allow us to take over the defense and control for any matter that you must indemnify under these Terms. We will do this at your expense.
RIGHT OF CLIENT TO CANCEL
Company provides Client with the right to cancel this Agreement, without cost to Client, within 30 business days of the date Client executes this Agreement. If Client cancel this Agreement within the 30 day period, all funds paid by Client to Company (other than the non-refundable set DigiSigner Document ID: 7d36b510-2a3a-4455-a758-1dd1982bc178 up fee) will be returned to Client. Upon expiration of the cancellation period, there will be no refunds other than those outlined in Section 1(d) herein. If Client decides to cancel this Agreement, you may do so by notifying Company in a written letter, expressly stating the right to cancel, signed and dated by the same person(s)
The Governing Laws and Jurisdiction. These Terms will be governed and construed according to the internal laws of Florida , without giving effect any conflict of laws or choice of law provisions or rules that would require or allow the application of laws from any other jurisdiction than Florida
Dispute Resolution by Binding Arbitration, Jury Trial Waiver and Class Action Waiver.
This Agreement and the transactions contemplated hereby will be construed in accordance with and governed by the internal laws (without reference to choice or conflict of laws principles) of the State of Florida. Any suit, action, or other proceeding brought against any of the parties to this agreement or any dispute arising out of this Agreement or the transactions contemplated hereby must be brought either in the courts sitting in Sarasota County Florida, or in the United States District Court for the Central District of Florida in Tampa and by execution and delivery of the Agreement, each party accepts the jurisdiction of such courts and waives any objections based on personal jurisdiction or venue.
You and we agree that any dispute or controversy between us and you (including any dispute or dispute over the scope and interpretation of this Section, and whether the dispute, dispute, claim or cause or action is arbitrable) regarding the Services, these Terms, and any prior or related agreement you may have with us, will be resolved exclusively by binding and confidential arbitration. The complaining party must inform the other party of any controversy, dispute or claim. You and we both agree that within 30 days after receiving such notice, reasonable efforts will be made to try to resolve the dispute. If we and you do not resolve the conflict within 30 days of the notice, then the complaining party can only seek relief through arbitration. The demand for arbitration, except as expressly provided in applicable law, must be made in a reasonable amount of time after the controversy or dispute, demand or claim or cause or action in question has arisen, and, in any case, within two years of when the complaining party first knew or should have been aware of the controversy or dispute, demand or claim or cause of actions.
The arbitration will be held in the federal district where you reside. In this section, “we” or “us” refers to the Company, its subsidiaries, affiliates (including predecessors, succeedors, and assigns), and all our employees, officers and directors, agents and representatives. As well, “we” or “us” includes any third-party providing any product or service in connection with these Terms or the Services (as we may have agreed to in a previous agreement or related contract). This also applies to any third-party that is named in any dispute, demand or claim relating to these Terms or the Services.
The Federal Arbitration Act will govern the arbitration process and not state law. The arbitration will take place before a commercial arbitrator of the American Arbitration Association (AAA) with extensive experience in resolving contract disputes. The arbitration, as modified by these terms, and unless the parties agree otherwise in writing, will be governed, if applicable, by the AAA Commercial Arbitration Rules and Supplementary Procedures For Consumer Related Disputes, if arbitrator deems that they are applicable. This section should be read carefully. You are giving up your right to go to court for the purpose of asserting or defending your rights, except in cases where you have filed a small claims case in your state or municipality or in accordance with the rules and procedures of that court and while the matter is pending. In addition, notwithstanding this agreement to arbitrate, you and us may seek emergency equitable remedies in federal court, if that court has jurisdiction, or in a state district court in the federal district of residence, if not. This is to maintain status quo in anticipation of arbitration. You and we agree to submit ourselves to the exclusive jurisdiction of courts in the federal district of residence. The request for interim measures is not deemed to be a waiver of your obligation to arbitrate.
You will have your rights determined by a NEUTRAL ARBITRATOR, NOT a JUDGE or JURY. Arbitration procedures can be simpler and more limited than the rules applicable in court. You have a right to a FAIR hearing. Arbitrators’ rulings are enforceable like any court order, and they are only subject to very limited review by a judge.
The following rules apply to you and us: (A), any claims brought by either party must be made in their individual capacity, not as a class member or plaintiff in any purported representative or class proceeding; (B), the arbitrator cannot consolidate more than one person’s claims; may not preside over any form of a representative or a group proceeding; and may NOT award CLASS-WIDE REMEDY; (c), we reserve
This section will survive the termination of these Terms, as well as your voluntary payment of debts in full or our bankruptcy. If any part of the Rules and Procedures is invalid, unenforceable or illegal (except for subparts A and B of this Section, which prohibit arbitration on a collective or class basis), then the remainder of the Section will still be valid and construed according to its terms, as if that invalid, non-enforceable, illegal or conflicting portion was not present. If either subpart (A), (B), or both of these sections are found to be invalid or unenforceable or illegal, the entire Section will be nullified and void. Neither you nor we would be eligible for arbitration. If, for any reason, a dispute, demand or claim or a cause of action is brought to court instead of arbitration, then the dispute, request, claim or cause will only be brought in a federal court, if that court has jurisdiction, or in a state district court in the federal district of your residence, if not.
No arbitration or claim relating to these terms of use, including any other claims, shall be joined with another arbitration or claim, including any claims involving a current or former user of the services and/or web sites. Also, no class action proceedings, nor any proceeding in which either party acts, proposes to act, in a representative capacity, will be permitted. The proceedings to resolve or litigate a dispute in any forum will be conducted only on an individual basis.
You or USA Student Debt Reliefs may not bring any action, claim or proceeding more than one year after the cause for action has arisen, relating to the Terms of Service, the Services or the Web site.
You agree that if a court of competent authority finds the arbitration provisions invalid or unapplicable, the Federal and State Courts located in Tampa Florida will have exclusive jurisdiction over any claim or action.
You can opt out of this agreement by writing to us within 30 calendar days from the date you first became bound by these Terms or 30 calendar days after the effective date of a material change in these Terms. Please send us a certified letter at the following address 1412 Pine Bay Drive Sarasota Fl 34231 with your name, email address, address and phone number.
Miscellaneous. The Terms represent the complete agreement and understanding of the parties with respect to the subject matter and supersede all previous and contemporaneous agreements, representations and warranties both written and verbal, with regard to that subject matter. Notices must be sent by certified mail or registered post with return receipt and postage paid, or recognized overnight courier services to our corporate address at 1412 Pine Bay Drive Sarasota Fl 34231 They are deemed received upon receipt. You consent to receive electronic communications from our company despite the above. These electronic communications can include information about fees and charges that apply, transactional data, or other information related to Services. You agree that all notices, agreements or disclosures that we send you electronically satisfy any legal communication requirements including that they be in written form. The invalidity or illegality of a provision does not affect the validity or legality of other provisions or their enforceability in other jurisdictions. Failure to act on our part in response to a violation of these Terms, whether by you or by others, does not constitute a wavier and does not limit our rights in relation to that breach or to any subsequent breaches. These Terms are personal to you. They may not be transferred or assigned for any reason without our consent in writing. Any action or conduct that violates the above will be null and void. We reserve the right to assign or transfer these Terms, and to delegate its obligations.
HOW TO CONTACT US
If you have any questions, please contact us using the information below.
Please email or mail to:
Email: info@USAstudentdebtrelief.com
Mail: 1412 Pine Bay Drive, Sarasota FL 34231
If Client cancels via mail, Company must receive the above notice at the stated address, no
later than midnight of the 30th business day, following the date of Client’s execution of this Agreement. Sunday is not considered a business day. If Client emails a written notice to cancel; it must be delivered to the above email address in the same time-frame as mail.
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Location
1412 Pine Bay Drive Sarasota Fl 34231